CoteCompare: Compare e Escolha 2.0.6

The CoteCompare application represents an innovative approach aimed at streamlining financial decision-making by providing intelligent comparisons of credit cards and loan options.

Our platform offers a curated selection of credit cards with various benefits, alongside personalized loan solutions—including personal loans, payroll-deductible FGTS loans, INSS loans, guaranteed credit, and other financing options—designed to accommodate diverse client profiles.

A key feature of our service is the online comparison process, which is designed to be both practical and efficient, enabling users to identify the most advantageous offers swiftly.

We collaborate with reputable partners, including leading financial institutions and banks within the Brazilian credit market, ensuring transactions are conducted with safety and high standards of quality.

How can users utilize our application?

1. Select the financial product: Navigate between credit cards or loans based on your needs.
2. Provide profile and preferences: Answer a few brief questions to help us understand your financial profile and preferences.
3. Compare options: Review and compare the most suitable credit cards or loan proposals aligned with your profile.
4. Make your choice: Select the offering that best meets your requirements.
5. Approval and redirection: Upon approval, you will be redirected to complete the process directly with the partner institution.

Important note: Once redirection occurs, approval status depends solely on the credit assessment conducted by the partner entity, which may be a fintech or a financial institution.

Our offerings are continuously updated to serve a broad spectrum of users, including those with negative credit records, low credit scores, no fixed income, self-employed individuals, retirees, pensioners receiving INSS benefits, public servants, and workers with formal employment contracts.

It is essential to emphasize that both the application and the CoteCompare website are completely free of charge. We do not incorporate any fees for end users. Additionally, requesting pre-deposits as a form of payment is illegal; users should never make advance payments to secure a loan.

The repayment terms offered by our partners vary according to the selected financial institution, typically ranging from 3 to 72 months, with interest rates subject to variation based on credit analysis.

All evaluations are conducted in strict accordance with the credit policies and regulations of the chosen financial entity. Conditions related to loans or credit cards—including taxes, fees, and the overall effective cost—are transparently disclosed prior to agreement.

The interest rates for rapid online personal loans typically range from 2.07% to 17.90% per month (equivalent to 32.71% to 621.38% annually).

The total cost effective rate (CET) ranges from 0.70% monthly up to 10.73% annually, depending on the installment plan and credit assessment.

For example:

• Principal: R$ 5,000.00
• Interest rate: 3.23% per month
• Installments: 18 payments of R$ 380.55
• Total repayment: R$ 8,860.88 (including IOF)
• CET: 52.80% annually

The use of this application incurs no fees or charges.

This platform is managed by Cenário Capital Ltda., an authorized banking correspondent.

CNPJ: 11.321.934/0001-41 — Address: Av. Jose de Sousa Campos, 243 - Cambui, Campinas - SP

For further information, please visit our website at https://cotecompare.com.br/

The use of this app is governed by the "Terms of Use" and "Privacy Policy," in accordance with the General Data Protection Law (Law No. 13.709/2018).